Crown Capital Eco Management

Charles M. Shackelford →

Financial & Investment Services

Professional Asset Management
Mutual Funds · Annuities
Tax-Free Income · Life Insurance 
Securities offered through Crown Capital Securities, L.P.
Member FINRA/SIPC


Charles M. Shackelford offers financial services and investment products, including portfolio management, mutual funds, tax-free municipal bonds, life insurance and annuities. He is a licensed life and disability insurance agent, California License No. 0647404.
Charles follows the time honored principles of quality, consistency and diversification. He adheres to modern investment theory, which is based on asset allocation. His clients benefit from an optimal strategy of diversifying their portfolios across a variety of asset classes in a manner that reduces risk and volatility, while increasing return.

time honored principles 
of quality, consistency 
and diversification

He is the past author of the financial newsletter for the San Diego State University Retirement Association, and past chairman of the Estate Planning Committee for the Scripps Clinic and Research Foundation.
His conservative philosophy and experience in investments, tax, insurance matters and estate planning combine to offer clients sound, professional advice.
For a free consultation regarding investments, life insurance or tax planning, please call (619) 291-2000 for time and location. Meetings are also available in the convenience of your own home or place of business.


 CPA - The Guardian - Edward Snowden: A conscience, waiting for a cause
In the course of his professional life in the world of national security Edward Snowden must have gone through numerous probing interviews, lie detector examinations, and exceedingly detailed background checks, as well as filling out endless forms carefully designed to catch any kind of falsehood or inconsistency. The Washington Post(June 10) reported that “several officials said the CIA will now undoubtedly begin reviewing the process by which Snowden may have been hired, seeking to determine whether there were any missed signs that he might one day betray national secrets.”
 
Yes, there was a sign they missed – Edward Snowden had something inside him shaped like a conscience, just waiting for a cause. It was the same with me. I went to work at the State Department, planning to become a Foreign Service Officer, with the best – the most patriotic – of intentions, going to do my best to slay the beast of the International Communist Conspiracy. But then the horror, on a daily basis, of what the United States was doing to the people of Vietnam was brought home to me in every form of media; it was making me sick at heart.

My conscience had found its cause, and nothing that I could have been asked in a pre-employment interview would have alerted my interrogators of the possible danger I posed because I didn’t know of the danger myself. No questioning of my friends and relatives could have turned up the slightest hint of the radical anti-war activist I was to become. My friends and relatives were to be as surprised as I was to be. There was simply no way for the State Department security office to know that I should not be hired and given a Secret Clearance.

 …..read more:

http://www.linkedin.com/groups/Blog-Crown-Capital-Management-Jakarta-4663261
http://crowncapitalmngt.com/

View Post View Larger

 CPA - The Guardian - Edward Snowden: A conscience, waiting for a cause

In the course of his professional life in the world of national security Edward Snowden must have gone through numerous probing interviews, lie detector examinations, and exceedingly detailed background checks, as well as filling out endless forms carefully designed to catch any kind of falsehood or inconsistency. The Washington Post(June 10) reported that “several officials said the CIA will now undoubtedly begin reviewing the process by which Snowden may have been hired, seeking to determine whether there were any missed signs that he might one day betray national secrets.”

 

Yes, there was a sign they missed – Edward Snowden had something inside him shaped like a conscience, just waiting for a cause. It was the same with me. I went to work at the State Department, planning to become a Foreign Service Officer, with the best – the most patriotic – of intentions, going to do my best to slay the beast of the International Communist Conspiracy. But then the horror, on a daily basis, of what the United States was doing to the people of Vietnam was brought home to me in every form of media; it was making me sick at heart.

My conscience had found its cause, and nothing that I could have been asked in a pre-employment interview would have alerted my interrogators of the possible danger I posed because I didn’t know of the danger myself. No questioning of my friends and relatives could have turned up the slightest hint of the radical anti-war activist I was to become. My friends and relatives were to be as surprised as I was to be. There was simply no way for the State Department security office to know that I should not be hired and given a Secret Clearance.

 …..read more:

http://www.linkedin.com/groups/Blog-Crown-Capital-Management-Jakarta-4663261

http://crowncapitalmngt.com/

View Post


Jakarta Management Fraud Watch Solutions on Sustainable development in an increasingly warming world

Fueled by technological innovations and globalization, in the last two decades the world’s economic growth has lifted more than 660 million people out of poverty and has raised the income level of millions more. 
However, such growth has too often come at the expense of the environment. As the world population has tripled and the global economy expanded tenfold over the past 60 years, our demands on planet earth have become excessive.
We have been cutting forest trees faster than they can regenerate, over-grazing rangelands and converting them into deserts, over-pumping aquifers, and draining rivers dry. 
On our agricultural lands, soil erosion exceeds new soil formation, gradually depriving the soil of its inherent fertility. We have been catching fish from the ocean faster than they can reproduce, bringing about over-fishing in most parts of the world’s seas and oceans. 
We have been discharging pollutants into the environment at a greater level than its assimilative capacity, resulting in widespread water pollution.
We have also been emitting carbon dioxide (CO2) and other greenhouse gases (GHGs) into the atmosphere faster than nature can absorb them, creating a greenhouse effect and global warming. 
As a corollary of this carbon-fixing deficit, atmospheric CO2 concentration climbed from 316 ppm (parts per million) in 1959, when official measurement began, to 383 ppm in 2007. Conversion of forests, mangroves, coral reefs and other natural ecosystems into man-made ecosystems (e.g. settlements, agricultural land, industrial estates and infrastructure) combined with global climate change have destroyed plant and animal species far faster than new species can evolve, launching the first mass extinction since the one that wiped out the dinosaurs 65 million years ago.

View Post


Perfect place for freesias →

Blokker Freesia Tasmania owner Maarten Blokker.

BUYING fresh cut flowers from a roadside stall at the farm of Australia’s only all-year-round freesia grower is more of a treat than it might seem to a local person.
See your ad here
Overseas tourists think it’s a charming tradition to be retained, but that’s not the reason.
If you were to buy freesias at a florist outlet only a few kilometres away at Latrobe or in Devonport the flowers may have already been over Bass Strait twice to the Melbourne wholesaler and back again.
But inside the little tin flower shed off Wesley Vale Road it is only a few metres from the massive glasshouses where the North-West blooms are growing.
Blokker Freesia Tasmania is in the final stages of completing a major $2.5 million glasshouse extension.
Community spirit is on display courtesy of the honesty box sitting next to the plastic bucket of flowers.
Today you can purchase a bunch of elegant purple irises for just $5 and leave the money in the tin.
A country custom suggestive of a place where people still know each other and like to trust the honesty of strangers.
The flowers that ‘Scape has come to find out more about offer a sweet peppery scent, which is vastly pleasant on your senses as you step inside the beanshoot green painted office of Blokker Freesia Tasmania.
The vase of brightly coloured blooms on the counter adds a dash of spice to the air.
The warm smile of the flower grower who appears behind the counter belongs to Maarten Blokker.
He has been hard at work since before 7am.
The 47-year-old father of four is tall, blonde and handsome.
He explains later that flower growing is hard work and if that’s the case it seems to suit him.
In rows of massive glasshouses his workers are also busy at their tasks.
These days Maarten and wife Marianne Blokker employ about 25 people.
The couple has four children Aledia, 21, Tom, 19, Maarten 18 and Jake, 16.
Mr Blokker says the kids were still in their nappies when he and Marianne came to build this place from scratch.
Sixteen years later he still finds it rewarding to grow something beautiful that sells well in the market.
“I like to grow a crop of flowers. It is really satisfying to be able to grow something which is nice and healthy and productive and paying its way, ” he says.
Perhaps French impressionist Claude Monet said it best when he said: “More than anything else I must have flowers, always and always.”
The Blokkers grow colourful freesias with white becoming more important in recent years.
They aim to grow about 55 per cent white because of the demand driven by fashionable trends and, of course, weddings.
The Blokkers grow 20 per cent yellow freesias, 10 per cent blue-
purple and the rest pink and red.
They also grow calla and Dutch iris largely outside on three hectares of land.
TEMPERATE Tasmania is increasingly seen as the best place in Australia to grow cut flowers and with the impact of climate change that will only become more true.
North-West Tasmania is the perfect place to grow freesias, says Mr Blokker.
He borrowed 100 per cent of the money to buy the six-hectare site and had very little working capital on top.
“From planting it takes a year to get any money back so we lived on nothing for a year it was tough on Marianne with four young children to look after, ” Maarten says flicking through old photos that show the first glasshouses going up and a cheeky young Jake toddling about.
When Maarten Blokker senior came with his family of five children to Tasmania from Holland in 1985, he was looking for a land of opportunity for his kids and their children.
Looking back he made the wise choice, says his son.
“I was 17 and I could not wait to get here, ” Mr Blokker says.
“It was a good culture shock.
“It was great for me as soon as I got here the different people, the different scenery and the different food.”
The Blokker family had been flour millers for generations back home and that’s the business Maarten snr went into again at Scottsdale.
Flower growing began as a hobby business.
Maarten jnr did his trade as a boiler maker-welder and fitter and turner and worked at several different jobs before he followed what his father had started and began growing freesias himself.
“We sold the flour milling business and decided to continue with the flowers, ” he said.
“We had struggled with it for seven years at Scottsdale because we were growing flowers in an area not as suitable as it is here.”
He came to Wesley Vale to work for another flower grower first and found the perfect location for what he wanted to do.
After his previous attempt at flower growing he knew what not to do.
“This is a Coastal climate with a cool sea breeze in summer and basically no frost in winter, which is very important, ” Mr Blokker said.
Blokker Freesia was established in 1997 on a block that has a sand-loam soil with excellent drainage.
With the basics in place he was able to get started with very low-
cost infrastructure.
“We put everything into it and had to make this work so I was fairly nervous and we were working 24-7, ” he said.
“Hopefully I am a bit more wise about things now, but I would do it again.
“It was challenging and it was fun.
“We had a good plan.
“We had good experience from the seven years of failures, ” he laughs.
“And we had come to a place where we had the fundamentals right.
“To successfully grow freesias on a year-round basis, you need to make sure you have all the fundamentals right.
“We had excellent soil good water and good climate and we were willing to do the hard work which hasn’t stopped since.”
Everything to do with the growing of the flowers the picking, the harvesting and the lifting of the bulbs has all got to be done by hand and can’t be automated with robotics, he says.
“It’s very labour and capital intensive work.”
“At any one time we can be digging old crops, steaming soil, planting new crops, processing bulbs and picking flowers.
“We do our bulb processing, preparation and storage. The corms go through four temperature regimes before being planted again.
“About a third of our turnover goes to labour and wages.”
He compares growing flowers to being a bit like milking cows. “You’ve got to do it every day, ” Mr Blokker said.
“You’ve got to go through every one and pick it in the right spot at the right time.”
The fast-growing irises are the easiest to pick and in summer will have to be picked three times a day, seven days a week. It is mainly done backpackers who live on the property in what used to be the family house before a new one was built three years ago.
IN AN article for the Australian Flower Industry Mr Blokker said that “as the business developed and year-
round production and crop success became more important, we installed equipment and a glasshouse.”
He said Blokker Freesia now had more than a hectare under cover and all greenhouses were climate controlled.
Soil temperature was a vital part to growing freesias.
“In the glasshouses you’ve got to monitor and control the soil temperature which is critical the first eight weeks after planting to get it just right, ” Mr Blokker said.
“In the winter we keep the soil warm and in the summer we keep it cool.”
Blokker Freesia was recently named among 25 businesses, nine in the North-West, that were second-round grant recipients under the Tasmanian Government Innovation and Investment Fund to share in $3.5million to create jobs.
Blokker Freesia received $145,000 to put in a climate-
controlled soil cooling and heating system, which is an investment that will increase glasshouse capacity by 80 per cent.
“If we didn’t have climate control we can really only budget on one crop a year, because you have to rely on the seasons to do the work and now we can budget on two crops a year.
“At the moment our goal is to bed down this expansion and get the processes streamlined and in full production.”
Mr Blokker talks of the other investments he calls the life story of his successful business.
Such as investing in a steam boiler modified to run on sawdust as a renewable energy source.
Sustainable and environmentally responsible production is also behind the erection of a wind turbine that went up a week ago to supply most electricity needs.
“We are in a windy location and we’ve got high energy use and we are always looking at alternatives.
“Holland is covered in wind turbines and the climate conditions here were ideal.”
Mr Blokker said the wind turbine, bought from poultry farmer Rob Nichols, was a $400,000 investment he hoped would save up to $80,000 a year in power costs.
Mr Blokker said freight is a major cost issue and remains the biggest hurdle for many Tasmanian producers.
He said there needs to be infrastructure and a direct line from Tasmania.
See your ad here
Only 1 per cent of Blokker flowers are sold in Tassie.
The flowers are packed in the cool room to remain fresh and shipped to the mainland before being taken via refrigerated road freight all over the country.
“When you consider to get a container from Melbourne to Burnie costs just as much as from Rotterdam to Melbourne.” 

Rebates and efficiencies help residents save energy and cash →


Biomass Incentives for Business →